Monthly Fee $0 National Average: $3.21 19459) also operates bank branches as Brown County State Bank, Golden State Bank, Marine Bank & Trust, Mercantile Bank, Farmers State Bank of Camp Point, and Liberty Bank. 2 Fees may be assessed by ATM machines not owned by United Community Banks. Full listings with hours, fees, issues with … United Community Bank 3273 US HIGHWAY 441 N Cherokee, NC North Carolina- Find ATM locations near you. Additional fees also apply for Mobile Deposit. Yes! United Community Bank unfortunately does not reimburse out-of-network ATM fees, which means you will have to locate a United Community Bank ATM or pay the ATM charge. Your deposits are fully insured up to at least $250,000 at all of our United Community Bank branches. United Community Bank unfortunately does not refund out-of-network ATM charges, meaning you'll need to locate a United Community Bank ATM or eat the cost of withdrawal. Minimum initial deposit: $100 4.01 % APY for balances up to $10,000* MoneyPass Network. United Community Bank 300 PEACHTREE STREET Murphy, NC North Carolina- Find ATM locations near you. 4 A $7.50 fee will be charged for each debit transaction in excess of six per statement cycle. We also waive foreign transaction fees that are charged to you when using another bank’s ATM; however, those ATM owners may assess their own fees. Although operating only online, Ally is the nation’s 16th-largest bank by assets, offering a well-honed customer experience with ATM fee … United Community Bank's checking account has a monthly fee of $8.00, which makes it fair for anyone looking for a simple account. “You” and “Your” means the purchaser or the authorized user of the Card. United Community Bank Visa® “ACE CardSM” or “Card” means the ACE CardSM issued by United Community Bank. United Community Bank (FDIC Certificate No. View MoneyPass Locator You could be getting 4.01% APY, refunds on ATM fees and more with Reward Checking from United Community Bank. The link you selected is to a third-party or affiliate site that is not maintained or operated by United Community Bank. Read on to learn about the banks with the highest and lowest ATM fees, check the table to see what your bank charges and learn how you can avoid ATM fees altogether. We have an extensive ATM network available. You have free access to cash from your deposit accounts by using your Debit, ATM, and credit cards at any of our 60 ATMs in 33 communities. In a review of 30 banks and their ATM fees, GOBankingRates found that $2.52 is the average fee for using a non-network ATM in the United States without foreign transaction fees. 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